Artificial intelligence from a union perspective
Artificial intelligence from a union perspective Recently, I had a conversation with a union representative, and she was saying that there is still a lot of uncertainty about how to approach artificial intelligence. Just look at what workers’ councils are saying about the use of private ChatGPT accounts for work. Some support it, while others […]
Perception of change
Perception of change I recently finished a 1,000 page book about the history of Christianity … just in time for Christmas. I was a bit sad when I finished it because it was one of the best books I have ever read. Really! For example, it helped me understand the cultural differences between Catholic Austrians […]
The role of the Entertainment TV industry
The role of the Entertainment TV industry Let me start with a couple of observations about the newspaper industry. The great unbundling: Historically, news media organizations were a „bundle“ of offers. A single newspaper provided news, sports, entertainment, horoscopes, classifieds and TV programs. Over time, internet dynamics drove the „unbundling“ of these services. Today, readers […]
AI-based business models
AI-based business models Yesterday, I was doing a webinar for the European Microfinance Network on the types of AI-based business models. The key theme was that there are basically two different approaches: Renting intelligence via APIs Developing proprietary models Some might refer to an operating model, but the choice of architecture fundamentally defines the key […]
Sustainable Finance and the Overlooked Role of Central Banks
Sustainable Finance and the Overlooked Role of Central Banks When people discuss sustainable finance, the focus is typically on regulators like the European Commission, investors, and companies. However, central banks, despite their significant impact, are often overlooked. It basically started in 2015. Back then, Mark Carney was not Prime Minister of Canada but Governor of […]
How to build a bank in 2025
How to build an ethical bank in 2025 Over the last 10-15 years I have seen the creation of a few dozen impact investment funds providing debt or equity capital. However, I have never been involved in the creation of a new bank for the social economy, and I am therefore happy to be a […]